Classic Home Loans

Main Number: (573) 624-7770
Email: lindakestner@flanaganstatebank.com


919 Hickory Log Dr PO Box 475
Dexter, MO 63841


Classic Home Loans is a full-service mortgage broker committed to excellence in customer service, quality loan origination, competitive pricing and problem solving. Formed in 2007 by the merging of Linda, Andrew, and Henry Kestner, a family company, it brings together partners with experience in real estate loan origination, banking and loan processing, customer service and management.

Then in March 2016 we merged with Flanagan State Bank in Flanagan, IL and became Classic Home Loans, A division of Flanagan State Bank.  This merger allows you to take advantage of excellent rates and a Family-owned bank that truly cares about people.

Our main office is located at 919 Hickory Log Dr in Dexter, with offices also located in Sikeston, Poplar Bluff, and Kennett, Missouri. Classic Home Loans offers more than 100 years of combined experience and service in mortgage lending.   Our loan officers are professionals who care about you because dedication to customer service is the foundation of our business.  Our trusted experience is the reason so many of our clients finance with us again and again. We appreciate and value our clients for their continued business and referrals.

Having lived and worked all of our lives in the Dexter and Southeast Missouri area, we serve the local community and have our roots planted deep.  We’re in your neighborhood and we will be here to assist with finding the best mortgage for you or your family member who may not understand the process, but we’ll help guide you every step of the way.  You may have worked with Linda or Andrew over the past several years when we did business while working as employees of other top names in the industry.  If you want to refinance your present mortgage to lower the rate, finance home improvements, or consolidate debts, we can help.  Or if you need to purchase with no money down, we specialize in 100% financing and government programs.

Our excellent reputation in the mortgage marketplace has earned Classic Home Loans “priority status” with lenders, allowing us to obtain special incentive premiums, which are passed on to our customers.   Our seasoned loan officers make it their priority to offer you the latest mortgage tools and programs. We promise that you won’t be in the dark.

Whether they were referred by realtors, builders or existing clients, our customers trust our knowledge, experience and philosophy of customer service. As Classic Home Loans continues to grow, we will offer even greater resources in quality loan origination.

It is in our clients’ best interest to get them the lowest rates and closing cost prices in town.  You can be assured that our rates are competitively LOW.   When you work with us, you also take advantage of the vast resources Classic Home Loans has to offer.   By providing multiple lending options and guiding you through the entire mortgage process, we will ensure your complete satisfaction.

Our job doesn’t end when the home purchase is complete. Our Annual Review lets us keep in touch with you to find out more about your current status and update our records.  By doing this we can find out if you’re ready to move up to a bigger house, for example, or downsize.  Also we would look at the interest rate and talk about the possibility of refinancing if rates have dropped, and/or getting cash out for home improvements, debt consolidation or any other reason.   We will keep you abreast of trends in the mortgage industry. We want to be the mortgage lender you always choose and the one you recommend to your family and friends.  The difference, simply, is service. With a variety of programs-including Conventional, USDA Guaranteed Rural Housing, FHA, VA, All Fixed Rates -we offer unparalleled professional expertise and guidance.

You can reach us by calling 573-624-7770 for our Dexter office, or if you are nearer the Sikeston area, you can call the office at 102 S Ingram Rd, Sikeston, MO at 573-471-7770, or our office at 1901 N Westwood Blvd in Poplar Bluff by calling 573-776-7770, and our office in Kennett is at 1330 First St with phone number of 573-888-7770. We serve all of Missouri, including most states, mainly southeast Missouri areas.

We believe that our relationship should be a pleasant and rewarding experience.
Our goal is to be your personal mortgage lender.